No-interest loan scheme

No-interest loans for essential items

At a glance

  • Adults

    Available to people aged 18+

  • National

    No matter where you live in Australia

  • No fee

  • At a local centre

    In person at our local centres

How we help

When you're on a low income, buying essential items can be challenging. Our no-interest loans help you buy what you need without the worry of interest charges or hidden fees. You can apply for loans to buy:

  • household appliances
  • furniture
  • car repairs and registration
  • medical and dental care
  • computers and technology
  • education supplies.

These loans have no interest or hidden fees. You'll need to meet our eligibility criteria and show you can make the repayments. Loans cannot be used for cash, bills, debts or food.

Who is it for?

For All living National

This service is for:

  • Adults, 18+
  • National
  • Face-to-face at an Each centre

How it works

Where to find us

At a local centre

We provide care at convenient locations in your local area. Our centres are designed to help you feel comfortable. They are easy to find and access, with friendly staff ready to support you.

Our locations

Other support you might like

Questions about this service?

We're here to help.

Either call or message us anytime through our secure online form

If this service is not right there could be other support that works better for you